Why This Matters
Dealing with insurance after a trucking accident can feel like a second collision. Trucking companies have powerful insurers, but you can fight back. Here’s how to handle the process and get fair compensation.
Step-by-Step Guide
- Gather Evidence
Collect photos, injury records, and witness statements.
- Tip: Include the police report and any trucking company documents.
- Notify Their Insurance
The trucking company’s insurer should cover your claim. Contact them, but avoid recorded statements without legal advice.
- Expect: An adjuster will assess your claim.
- Submit Your Claim
Include all evidence—medical bills, lost wages. Be detailed.
- Pro Tip: Keep copies of everything.
- Negotiate
Don’t accept the first offer—it’s often low. Wait until your injuries are fully known.
- Example: A driver turned $10,000 into $40,000 with legal help.
- Use Your Insurance
If the trucking company is uncooperative, your uninsured motorist coverage might help.
- Fallback: Pursue a lawsuit if needed.
Pitfalls to Avoid
- Settling Too Soon: Future costs could be missed.
- Missing Details: Include all losses, like therapy.
- Going Solo: Trucking insurers are tough—you need an expert.
Need a Lawyer?
If your claim’s denied or disputed, an attorney can fight back. Contact a local firm for a free evaluation.
