Why This Matters
You’re cruising on Utah Lake when a speeding jet ski slams into your boat, leaving you with a fractured rib and a damaged vessel. You’re in pain and out thousands of dollars—what are your rights? As a boater in Utah, you’re protected under state laws, but navigating those rights can be tricky. Let’s break down what you’re entitled to after a boating accident near Salt Lake City.
Your Key Rights as a Boater
- Right to Compensation for Damages
If another boater caused the accident, their insurance should cover your medical bills, boat repairs, lost wages, and pain and suffering. Utah’s fault-based system means the at-fault party pays.
- Example: A Salt Lake City boater injured on the Great Salt Lake recovered $40,000 for medical costs and a new boat motor.
- Right to Safe Waterways
Utah law requires boaters to follow safety rules—like speed limits and no-wake zones. If someone violates these (e.g., operating under the influence), they’re liable for your injuries.
- Local Law: On the Great Salt Lake, boaters must maintain a safe distance—violations can lead to liability.
- Right to File an Insurance Claim
You can file a claim with the at-fault boater’s insurance. If they’re uninsured, your own uninsured watercraft coverage might apply.
- Pro Tip: Document everything—photos, medical records, and receipts—to strengthen your claim.
- Right to Legal Representation
If the insurance company denies your claim or you’re partially blamed, a lawyer can help. Utah’s comparative negligence law can reduce your compensation if you’re found partially at fault—e.g., not using proper lights at night. A lawyer can fight for a fair share.
- Ceda Law Group Pitch: We’ve helped Salt Lake City boaters get what they’re owed—call us for a free consultation.
Common Misconceptions to Avoid
- “Boaters Don’t Have Rights”: Wrong—Utah law protects you on the water.
- “I Can’t Afford a Lawyer”: Most boating accident attorneys in Salt Lake City work on contingency—no upfront costs.
- “The Insurance Will Be Fair”: They often minimize payouts—don’t settle without advice.
What If the Boater Flees?
Hit-and-runs on the water are a real issue. If the other boater flees:
- Report It: Contact the Utah Division of Outdoor Recreation—they can investigate.
- Use Your Coverage: Uninsured watercraft coverage can help.
- Get Legal Help: A lawyer can assist in tracking down the boater or maximizing your claim.
Don’t let your rights slip away. Ceda Law Group is here for Utah boaters—contact us today to explore your options.
